Why RetireMint
Retirement is about more than just money. Your members’ planning should be too.
RetireMint is the first platform built to deliver holistic retirement readiness at scale, built for organizations that care for their members' futures.
01The problem
The retirement crisis
isn’t coming.
It’s already here.
Most Canadians are heading toward retirement without a plan, and they know it. The effects are already visible: delayed retirements, stalled workforce transitions, and billions in lost productivity every year.
35%
of Canadians actively delay their retirement due to having no plan in place
CPP Investments, 2025 $69.5B
in annual productivity loss driven by financial & retirement related anxiety
Benefits Canada 2025 Employee Survey 57%
of unretired Canadians feel underprepared for retirement
HOOPP Canadian Retirement Survey, 2024
02The planning gap
The inconvenient
truth is that
Canadians are unprepared.
The gap isn't only about savings. It's about having a plan. More than half of unretired Canadians don't have one, and Canadians are now among the least optimistic about retirement in the world.
35%
of Canadians actively delay their retirement due to having no plan in place
CPP Investments, 2025 Only 21%
of Canadians feel optimistic about retirement preparedness, among the lowest rates in the world
State Street Global Retirement Reality Report, 2025 55%
of unretired Canadians do not have a retirement plan in place
CPP Investments, 2025
03Canada’s aging workforce
The largest retirement
wave ever recorded.
RBC Economics calls it "peak aging." Over 5 million Canadians will be ready to exit the workforce by 2030, and each of them requires their own personalized plans.
10K
Canadians will approach retirement age every single week until 2035
Statistics Canada, 2022 +184%
increase in Canadian workers aged 55 and over since the year 2000
Statistics Canada, 2025 16%
of Canadians are working past the age of 65 - doubled since 1994
Statistics Canada, 2025
04The employer cost
Unprepared employees
cost money.
When employees cannot retire, organizations absorb the consequences. The costs are measurable, compound over time, and dwarf the investment required to address them.
83%
of employers
Employers know the problem. They lack the tools.
83% of Canadian employers agree that retirement readiness benefits are a cost-effective way to reduce financial stress and keep employees more productive. Yet only 62% plan to invest in the coming year, and investments have declined 15 percentage points since 2023.
56%
of Canadian workers report reduced productivity due to financial concerns
Benefits Canada, 2025 33 min
per day the average Canadian worker spends thinking about their finances while at work
Wealth Professional, 2026 400%
of annual salary replacement cost for a specialized senior employee who delays and then leaves
Stratus HR, 2026
05The solution
Financial planning gets
people to retirement.
Everything else determines
if they thrive in it.
A 2024 peer-reviewed Canadian study found that while both financial and lifestyle planning predicted perceived preparedness, only lifestyle planning was a statistically significant predictor of retirement satisfaction.
1 in 3
retirees find the transition stressful or experience a measurable decline in well being
Rethinking Retirement for Positive Ageing, 2024 25%
experience clinically significant adjustment difficulties, including mental health complications
PMC Research, 2024 11%
decline in mental health associated with the complete transition into retirement
ScienceDirect, 2024
See RetireMint
in action.
We’ll walk you through the platform, the customizable features & what deployment looks like for your organization. No commitment, no pressure.
How it reshapes the journey
RetireMint works differently
for every stakeholder.
Whether you are a pension fund, employer, or a financial advisor, RetireMint integrates into your existing process and changes what is possible within it.
Complete 12 professionally developed assessments
Members work through a structured, guided set of assessments covering all areas of retirement & retired life planning. Accessible at any time, on any device.
Receive their RetireMint Score
A single composite score as well as individual scores across all 12 areas and three categories to give members an honest, clear view of where they stand
Follow a personalized action plan
Identified and actionable next steps for each area, tailored to their assessment responses, not generic advice. Members address their focuses and see their scores rise.
Track progress over time
As members complete actions and life circumstances change, their score updates. Retirement readiness becomes an ongoing practice, not a one-time event.
Member view
Your next steps
- Review CPP/OAS entitlements(done)
- Complete estate planning checklist(done)
- Update healthcare directive preferences
- Define retirement lifestyle priorities
We build solutions for
Built for organizations that care, at scale.
Empowering Canada's pension providers, employers and financial advisors with the timely, actionable data and insights they need to help those who depend on them.
Pension Groups
Give your members a retirement planning experience worthy of your fund's reputation. Understand your membership at a depth that was previously impossible.
- Population level insights — get the full picture on how prepared your members are for retirement & help them reach it confidently
- Segment by tenure, age, and cohort — identify where intervention & education will have the highest impact before members are at risk
- White-labelled member experience — seamlessly embedded under your fund's brand, communications and member experience
- Above and beyond member services — stand out as an industry leader by providing retirement preparation beyond their accounts
Pricing
We scale with your
organization, not against it.
Our tiered monthly pricing scales to your member volume to ensure you don’t pay more than you have to. All contracts include the full platform, white-labelling, custom domains, onboarding and ongoing support.
Pension funds & large employers
$5k–$60k
Per month, based on member/employee volume
- Full Analytics Platform
- White-labelled member Planner Platform
- Customized domain & member portal integration
- Demographic & customized insights segmentation
- Onboarding & implementation support
- Dedicated account management
Wealth management offices
$1,000
Per month, based on client volume
- Full Analytics Platform
- White-labelled member Planner Platform
- Customized domain & sign-up invitation management
- Client segmentation & customized data point tracking
- Advisor Insights to discuss progress in client-meetings
- Onboarding support included
Your members deserve
a better plan. Start here.
Give your members the retirement they deserve. Book a 30-minute demo to see why RetireMint is your organization’s solution to retirement planning at scale.